The Buyers Journey
THE BUYER'S JOURNEY
For a more detailed analysis of your own personalized journey contact Joy Napier for a free consultation.
MEET WITH ME
Our journey begins with meetings to establish rapport, wants/needs, and counseling about the buying process. Our collective goal at Rector Hayden is to lead, teach & serve you through the buyer's journey.
When you get a mortgage pre-approval then you have more negotiation power during the buying process and you learn the price range to focus your home search.
Rector Hayden and Joy Napier have several tools, including mobile options, to help you look for homes.
IDENTIFY “THE ONE”
At some point, through a process of elimination, you will find a home that closely matches the wants and needs you have come to identify in your home search.
Writing an offer is your official response to the seller of the home that you are interested in becoming the next owner.
With a home warranty plan, you’ll receive a service contract to help protect your budget from covered repairs or replacement of covered appliances and components of mechanical systems that break down from normal wear and tear. Learn more about the Home Warranty options presented by Rector Hayden.*
As the buyer, you make the first step with your initial offer to purchase at the price you determine and other conditions you may want. It is FAIR and REASONABLE for the seller to make a counteroffer back to you.
Not all parties are thinking the same when it comes to transferring legal ownership of a home. In the end, negotiations are a NORMAL part of the buyer's journey.
At some point in the offer negotiation process, the buyer and seller agree with each other.
The inspection may find issues that are hidden from normal observation. These issues may be minor or maybe major enough to cancel your outstanding offer to purchase.
REPAIR REQUESTS (IF ANY)
It is FAIR and REASONABLE for you, the buyer, to ask that repairs be made after the home is inspected.
Banks, mortgage companies, and cash buyers often require an independent review of the value of the property being purchased. This is a NORMAL part of the buyer's journey.
Banks, mortgage companies, and cash buyers want to know that the legal property they think they are purchasing is correctly identified and clear of all legal liens.
The closing date is set for the parties involved to sign the official legal paperwork and transfer money.
As a buyer, you want to have a final walk-thru before you sign the papers.
This is where you meet to sign the legal papers to transfer ownership & write checks for any monies due at closing.
*This information is a paid advertisement and not an endorsement of a Warranty Provider.